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Individual | Family Benefits
Individuals and Families look to Avery Hall for their personal health insurance needs. Avery Hall has long term and short term solutions, which include individual and family health insurance, short term medical, dental, vision, long-term care, final expense insurance, short term disability, and Medicare beneficiary benefits. We also carry a variety of products for those traveling outside of the country or visiting the United States.
Individual Health Insurance
Personal Health Insurance - Are you retired, between jobs, or working for a company that doesn't offer health insurance coverage? Avery Hall has personal health insurance (long term and short term solutions) with a variety of coverages and deductibles to meet your needs. Let us help you find a plan.
Short Term or Temporary Medical Insurance - Short Term Insurance
protects you and your family up to 6 months. A temporary plan protects you in
the event of an accident or an unexpected illness. Short Term plans have
flexible benefits and are cost effective.
Contact Your Local Office | Fill Out Contact Form For an Agent to Contact You
Online Quoting and Applying for Benefits
At Avery Hall we would like to give our clients the ability to shop for health insurance in their own comfort of their home. Please feel free to click any of the below links to shop insurance rates and plans by company. If you are interested in short term medical benefits, Assurant Health and UnitedHealthOne would be the company’s you would want to look at. For individual and family long term solutions all logos will be helpful.
Click Here to start your quoting process.
Medicare Supplemental Benefits
Medicare Supplemental Insurance - Often called MediGap, Medicare Supplemental Insurance provides for additional coverage to "fill in the gaps" of the original Medicare plan. There are 12 different plans from which to choose, offered by a variety of insurance companies. While each plan type provides the same coverage between companies, their premiums can vary dramatically.
Prescription Drug Insurance - Also known as Medicare Part D. Private insurance companies offer a variety of choices for prescription drug coverage for Medicare beneficiaries. Enrollees may change their plan each year during the Annual Enrollment Period (AEP) between November 15 and December 31. Effective date for
the new plan will be January 1. Medicare Beneficiaries who elect not to enroll when eligible will incur a penalty if they decide not to enroll during the AEP.
Contact Your Local Office | Fill Out Contact Form For an Agent to Contact You
Additional Individual Benefits
Individual Dental & Vision - Avery Hall offers dental and vision plans that can be purchased stand alone and/or with medical benefits. Dental and vision insurance covers preventative care at participating providers at 100% or with a small co-pay.
Long-Term Care Insurance - Avery Hall provides insurance for the cost of long-term care. Long-term care insurance covers home health care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer’s facilities. You can choose terms that are customized to your reach.
Term Life Insurance - Term Life insurance provides a death benefit for a certain period of time at an affordable price. After the term, the individual can either drop the policy or purchase another policy. The beneficiary would be paid the death benefit.
Final Expense Insurance - Also known as “burial” or “funeral” expense insurance. Final expense insurance is basically a life insurance policy with a small face value. Your beneficiary would receive the amount to pay for your final expenses. If benefit exceeds the cost of your funeral, your beneficiary would keep the difference.
Short Term Disability Insurance (STD) - Short Term Disability insurance protects your income. In the event, you are temporarily disabled and are unable to work for a short period of time due to a sickness or an injury, STD Insurance would pay you a portion of your salary. Normally, Individual STD policies exclude on-the-job injuries.
Travel Insurance - Avery Hall provides travel insurance to help pay for medical expenses incurred while traveling outside your home country. Many employers will purchase these policies to protect their employees while traveling abroad for business or while working at a foreign office. Parents purchase these policies to protect their children while studying in another country. These are short term, high limit policies that cover expenses related to hospitalization, physician visits, surgery, prescription medicines, ambulance services, and medical evacuation. To purchase travel insurance, click the link that is right for you:
- HealthCare Abroad - Provides coverage for 10-120 days for individuals up to age 84.
- HealthCare America - Provides coverage for foreign nationals visiting the United States for up to 90 days.
- HealthCare Global - Provides coverage for up to 6 months for Americans traveling abroad or foreign nationals outside of their country and the United States.
- HealthCare Global 2000 - Provides coverage for up to 6 months for American students under the age of 30 traveling abroad or foreign nationals outside of their country and the United States.
- HealthCare International - Provides coverage for Americans who are living abroad for more than 6 months.
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