Avery Hall Insurance Group Blog
Prevent kitchen accidents by thoughtful planning and having our Home Insurance in MD!
2/17/2012 10:33:51 AM
Food preparation can be risky, and if you are considering remodeling your kitchen in Maryland, it is important to give safety a high priority. Talk to your agent if you are planning to remodel your kitchen, because your plans may affect your home insurance. MD insurance coverage may need to be adjusted to reflect your investment in your new kitchen, or installation of security devices like fire extinguishers may create an opportunity for a reduction in home insurance premiums.
The major risks of cooking include cuts, burns, and electric shocks. Design your kitchen to reduce the chance of kitchen accidents:
• Plan for knives to be accessible to the cook, but out of reach of inquisitive children. Consider a magnetic hanging rack above the kitchen bench, or a knife block placed at the back of the bench.
• Allow for heat-resistant bench spaces next to the stove and oven so that the cook does not need to carry hot dishes across the kitchen.
• Avoid installing an oven or stove close to an area where there is a flow of traffic.
• Have sufficient power outlets for all of the appliances you are likely to use in the kitchen. Don’t rely on power boards or double adapters. Avoid placing power outlets close to the sink, and be sure that any outlet near a water source in your kitchen is fitted with a GFCI.
The home insurance MD householders carry provides some protection for the financial consequences of kitchen accidents. Think about kitchen safety when you are planning to remodel your kitchen, and reduce the risk of cuts, burns, and electric shock!
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The major risks of cooking include cuts, burns, and electric shocks. Design your kitchen to reduce the chance of kitchen accidents:
• Plan for knives to be accessible to the cook, but out of reach of inquisitive children. Consider a magnetic hanging rack above the kitchen bench, or a knife block placed at the back of the bench.
• Allow for heat-resistant bench spaces next to the stove and oven so that the cook does not need to carry hot dishes across the kitchen.
• Avoid installing an oven or stove close to an area where there is a flow of traffic.
• Have sufficient power outlets for all of the appliances you are likely to use in the kitchen. Don’t rely on power boards or double adapters. Avoid placing power outlets close to the sink, and be sure that any outlet near a water source in your kitchen is fitted with a GFCI.
The home insurance MD householders carry provides some protection for the financial consequences of kitchen accidents. Think about kitchen safety when you are planning to remodel your kitchen, and reduce the risk of cuts, burns, and electric shock!
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